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California

For Sale By Owner 

Financing & Consulting

Fast Sale By Owner at Full Appraised Value

Q: What three Magic Words are missing from this sign?  

A: Scroll down and see! 

Save Big Money!

Save Your Home Equity & Keep the Commission in Your Pocket. 

Sell "By Owner" with No Risk, Anxiety, or Fear. 

You Will Have Expert Guidance Every Step of the Way with Our 

Seller Assist Program.

California home sellers now have a truly viable alternative to listing with a real estate agent. We specialize in helping home sellers get the job done "by owner" and save the commission - and at the same time get the professional help they need for their transaction.

Our Seller Assist Program is different. You will not find it in regular real estate offices. And you won't find it in the FSBO "how-to" books that you see everywhere. We call this program "Seller Assist" because it allows sellers to "assist" their buyers by providing financing.

The missing Magic Words we mentioned are: 

"Owner Will Finance."

We empower the home seller to sell using owner carryback financing with advantage and confidence. Our Program has three components: 

1.    Financing 

We enable the homeowner to advertise "owner will finance." This will set your home apart from all the rest and bring an avalanche of prospective buyers. Owner carryback financing will save you money and time because of its multiple effects:

• Because you control the financing, you control the transaction. Oftentimes the Buyer has nowhere else to go but you for financing.
• Save the commission and other expenses. 
• Get an all-cash amount based on the appraised price in the least amount of time, with the least amount of trouble.
• The pulling power of an "Owner Will Finance" advertisement is enormous. Many prospective buyers are unable or unwilling to qualify for a loan with a regular third party lending institution. Our program allows you to offer owner carryback financing for which almost everyone will qualify.
• The drawing power of "Owner Will Finance" (combined with the exposure you can get on the Internet) enables you to dispense with the relatively expensive marketing services of a realtor.
• The competition created by "Owner Will Finance" enables you to stick to a price equal to the full appraised value of your home. You are able to resist the downward pressure on price typical of the standard transaction, where the real estate agent wants to force a price reduction to get the sale.
• The same competition will bring you a speedy sale, with results in days not months. A fast sale can save you thousands of dollars in interest payments.
• This program is your shield against hard-nosed bargain hunters and unscrupulous agents.

We provide the funding sources for owner-carryback financing. 

2.    Transaction Consulting

Our professional consulting service smoothes the details of the California transaction. This eliminates the understandable anxiety FSBOs have about properly documenting the sale. We are here to help you avoid the potential lawsuits lurking in the disclosure minefields of the residential real estate transaction.  

3.    Step-by-Step Instructions & Help

Check out the online version of our "how-to" booklet: How to Sell Your Home in 2 Weeks.  More than 500,000 hard copies are in circulation. Don't let this "down home" approach fool you. It works! This is a great practical overview.

Setting the price: There are two approaches to setting the price. You make up your mind which is best for you. 

1. One approach is to order the appraisal ahead of time and use this as the sales price. Click here.
2. Another approach is to set a sales price that is high but can still be justified by comparables. We can show you how to do this. Click here. 

Also go to our link 24 Steps to FSBO Success. And don't forget that we will help you with the paperwork. Plus we offer great Fix-Up-On-The-Cheap tips. And read our FAQ.

For Internet Marketing and other FSBO related information, click on these links: The Big Picture and Selected FSBO Resources. 

OK - The Seller Assist Program is different - BUT:

None of it is New

Let's break it down:

"Owner Will Finance"

Most property owners are familiar with this idea but only in the context of "carrying back" a small second position note - just to sweeten the sale.

Plus most property owners are aware that, at some point down the road, they can sell these notes at a discount for cash. This is not new.

What is different with the Seller Assist is that the property owner "carries back" a very large first position note and cashes it out simultaneously with the sale of the property. In effect, this gets the property owner a cash sale - just as if the buyer had obtained a regular mortgage loan.

Our firm handles all the details of the "owner-carryback" transaction. With this method, the Seller can expect to realize up to 93% of the appraised value of the property. Click here for details.

Professional Consulting

We will advise you on the details of your California transaction. This will include:

• The completion of the Purchase Agreement and understanding the respective rights and responsibilities of Seller and Buyer.
• Meeting the requirements of the Purchase Agreement and the State of California for inspections, reports and disclosures. 
• Consultation throughout the selling process, including guidance through the documentation and mandatory minefields. This includes making sure that you have insurance protection with respect to the natural hazard disclosure requirements of your state. This example relates to California.
• Providing forms and documentation direct from this site. Click on the owner-carryback or the owner-assisted permanent financing links, as appropriate  This is for speed and convenience. If you wish, we will mail the documents to you.
• Resolving possible complications, problems, concerns, or disputes that may arise.
• The various services involved, including title company, escrow company, appraiser, home inspector and home warranty.
• Closing costs and who pays what.
• Meeting the requirements of the escrow agent and title company in connection with the closing of the transaction.

There are complexities and pitfalls in selling real estate today, especially in California. It requires awareness of current law, contracts, and the intricacies of closing the transaction. This is why many homeowners are understandably reluctant to sell without the services of a realtor. Our program fills this gap. You can have the benefit of professional help without paying the standard commission. 

In the case of the owner carryback transaction, where you stand to realize 93% of appraised value, our compensation comes by way of referral from the investor/purchaser of the note created.

While we assist you with the transaction on a consulting basis, we are not your agent. We do not represent you, or act on your behalf. Your transaction with your buyer remains "by owner" and is strictly principal to principal. In fact, we ask that you and your buyer acknowledge this in the documentation of the transaction.

BY THE WAY: This site is packed with information. It is for reference. Don't let it distract you into "paralysis of analysis." Get going on your home sale right away. It's as simple as one, two, three:

1.     Put out your For Sale By Owner sign with an "Owner Will Finance" rider and place an advertisement in your local paper, with the heading "Owner Will Finance."

2.     Field the calls and make appointments to show your home.

3.     Take credit applications from your Buyers. Find the appropriate forms to use at the owner-carryback link.

ASK QUESTIONS: We welcome them. Our Seller Assist Program will be new to to you - so we expect questions. We will help you with all the details - start to finish. Just call or email us.

We are available to consult by:

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For added exposure in the Palm Springs Desert Area, click here.