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Sellers Select Realty Services

23225 Tamyram Rd

Sky Valley, CA 92241

Tel: 760-329-3650

Fax:760-329-1265

For Sale By Owner

Financing & Consulting

Palm, Springs, Desert, Homes, Condos, Real Estate, Resorts

New Perspectives for Sellers and Opportunities for Buyers

Save Your Home Equity & Keep the Commission in Your Pocket.

Sell "By Owner" with No Risk, Anxiety, or Fear.

Get the Tools You Need to Sell Your Home

Fast
At Full Appraised Value

You Will Have Our Expert Guidance Every Step of the Way, when You Use Our

Seller Assist Program.

Home sellers now have a truly viable alternative to listing with a real estate agent. We specialize in helping home sellers get the job done "by owner" and save the commission - and at the same time get the professional help they need for their transaction.

Our Seller Assist Program is different. You will not find it in regular real estate offices. And you won't find it in the FSBO "how-to" books that you see everywhere.

We empower the home seller to sell using owner carryback or owner-assisted origination financing with advantage and confidence. Our Program has three components:

1. Financing

We enable the homeowner to advertise "owner will finance." This will set your home apart from all the rest and bring an avalanche of prospective buyers. Owner carryback or owner-assisted permanent financing will save you money and time because of its multiple effects:

Because you control the financing, you control the transaction. Oftentimes the Buyer has nowhere else to go but you for financing.
Save the commission and other expenses.
Get an all-cash amount based on the appraised price in the least amount of time, with the least amount of trouble.
The pulling power of an "Owner Will Finance" advertisement is enormous. Many prospective buyers are unable or unwilling to qualify for a loan with a regular third party lending institution. Our program allows you to offer owner carryback or owner-assisted permanent financing, for which most people will qualify.
The drawing power of "Owner Will Finance" (combined with the exposure you can get on the Internet) enables you to dispense with the relatively expensive marketing services of a realtor.
The competition created by "Owner Will Finance" enables you to stick to a price equal to the full appraised value of your home. You are able to resist the downward pressure on price typical of the standard transaction.
The same competition will bring you a speedy sale, with results in days not months. A fast sale can save you thousands of dollars in interest payments.
This program is your shield against hard-nosed bargain hunters and unscrupulous agents.

We provide the funding sources for both owner-carryback and owner-assisted permanent financing.

2. Transaction Consulting

Our professional consulting service smoothes the details of the transaction. This eliminates the understandable anxiety FSBOs have about properly documenting the sale. We are here to help you avoid the potential lawsuits lurking in the disclosure minefields of the California residential real estate transaction.

3. Step-by-Step Instructions & Help

Check out the online version of our "how-to" booklet: How to Sell Your Home in 2 Weeks. More than 500,000 hard copies are in circulation. Don't let this "down home" approach fool you. It works! This is a great practical overview.

Setting the price: There are two approaches to setting the price. You make up your mind which is best for you.

One approach is to order the appraisal ahead of time and use this as the sales price. Click here.
Another approach is to set a sales price that is high but can still be justified by comparables. We can help you do this. Click here.

Also go to our link 24 Steps to FSBO Success. And don't forget that we will help you with the paperwork. Plus we offer great Fix-Up-On-The-Cheap tips. And read our FAQ.

For Internet Marketing and other FSBO related information, click on these links: The Big Picture and Selected FSBO Resources.

These "how-to" instructions apply to both the owner-carryback and the owner-assisted permanent financing scenarios. With owner-carryback financing, you can realize up to 93% of full appraised value. With owner-assisted permanent financing, you can expect to realize up to 97% of full appraised value.

OK - The Seller Assist Program is different - BUT:

None of it is New

Let's break it down:

"Owner Will Finance"

Most property owners are familiar with this idea but only in the context of "carrying back" a small second position note - just to sweeten the sale.

Plus most property owners are aware that, at some point down the road, they can sell these notes at a discount for cash. This is not new.

What is different with the Seller Assist is that the property owner "carries back" a very large first position note and cashes it out simultaneously with the sale of the property. In effect, this gets the property owner a cash sale - just as if the buyer had obtained a regular mortgage loan.

Our firm handles all the details of the "owner-carryback" transaction. With this method, the Seller can expect to realize up to 93% of the appraised value of the property. Click here for details.

NEW. In addition, our firm is now able to offer owner-assisted permanent financing. This is new. With this program and without in any way becoming a mortgage broker, the Seller effectively "originates" the Buyer's loan. This puts the Seller in a position to control the transaction. With this method the Seller can expect to realize 97% of Full Appraised Value. For "owner-assisted permanent financing" details, click here.

Whether the owner-carryback or the owner-assisted permanent financing scenario is appropriate depends on the Buyer's credit. Obviously, it is better to start with the permanent financing method, since it provides the better pay-out,

Professional Consulting

We are California Realtors. We are qualified and licensed to help you with:

The completion of the Purchase Agreement and understanding the respective rights and responsibilities of Seller and Buyer.
Meeting the requirements of the Purchase Agreement and the State of California for inspections, reports and disclosures.
Consultation throughout the selling process, including guidance through the documentation and mandatory disclosure minefields. This includes making sure that you have insurance protection with respect to California's natural hazard disclosure requirements.
Providing forms and documentation direct from this site. Click on the owner-carryback or the owner-originated links, as appropriate This is for speed and convenience. If you wish, we will mail the documents to you.
Resolving possible complications, problems, concerns, or disputes that may arise.
The various services involved, including title company, escrow company, appraiser, home inspector and home warranty.
Closing costs and who pays what.
Meeting the requirements of the escrow agent and title company in connection with the closing of the transaction.

There are complexities and pitfalls in selling real estate today. It requires awareness of current law, contracts, and the intricacies of closing the transaction. This is why many homeowners are understandably reluctant to sell without the services of a realtor. Our program fills this gap. You can have the benefit of professional help without paying the standard commission.

In the case of the owner carryback transaction, our compensation comes by way of referral from the investor/purchaser of the note created.

In the case of the owner-assisted permanent financing transaction, we are paid a 3% consulting fee, paid at closing.

While we assist you with the transaction on a consulting basis, we are not your agent. We do not represent you, or act on your behalf. Your transaction with your buyer remains "by owner" and is strictly principal to principal. In fact, we ask that you and your buyer acknowledge this in the documentation of the transaction.

BY THE WAY: This site is packed with information. It is for reference. Don't let it distract you into "paralysis of analysis." Get going on your home sale right away. It's as simple as one, two, three:

1.     Put out your For Sale By Owner sign with an "Owner Will Finance" rider and place an advertisement in your local paper, with the heading "Owner Will Finance."

2.     Field the calls and make appointments to show your home.

3.     Take credit applications from your Buyers. Find the appropriate forms to use at the owner-carryback and owner-assisted permanent financing links.

ASK QUESTIONS: We welcome them. Our Seller Assist Program will be new to to you - so we expect questions. We will help you with all the details - start to finish. Just call or email us.

We are available to consult by:

E-Mail

Fax: (760) 329-1265

Toll Free: 866-888-TONY (8669)

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