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Prequalification for Buyers
Palm Springs Desert Area Homes, Condos & Real Estate
The process of Prequalification for Owner Financing, all the way through to Approval, follows these simple steps:
1. Credit Report: We need a recent "trimerge" credit report. This is a report that combines the reports of the three credit reporting agencies, Equifax, Experian, and Trans Union.
If you have or can get such a report, fax it to us at 760-329-1265. If you do not have such a report, complete the Certification & Authorization form (pdf file - allowing credit report and verifications) and mail it to us with a money order of $12.00 for a single person, $24.00 for a married couple to cover the cost of the report. You will need Adobe Acrobat Reader to open it. See below for instructions.
2. Buyer Profile: Complete and fax/mail to us the Prequalification Submission (pdf file).
3. Completion of 1003 Form: complete the Uniform Residential Loan Application (pdf file).
4. Prequalification: We will obtain a preapproval based on the information to hand. This will confirm the price range of home you may select, the amount of the down payment necessary, and your monthly payment.
5. Selection of Home: Go out and find a selection of homes for us to negotiate on.
6. Approval: On the basis of the information received, we will obtain a financing commitment.
To download Adobe Acrobatİ Reader FREE Click on the appropriate image.
For Windows 95/98 - 5.5MB File
(This file should start downloading automatically)
For All Other Users (such as Mac, Win 3.1, Linux, OS/2 Warp, etc)
Adobe's Web Site - For Information on Acrobatİ
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This Is Coachella Valley's Unique Real Estate Web Site
Palm Springs Desert Area Homes, Condos & Real Estate are to be found in the Coachella Valley cities of Palm Springs, Palm Desert, Cathedral City, Rancho Mirage, Indian Wells, Bermuda Dunes, La Quinta, Desert Hot Springs, Thousand Palms and Indio. These are the cities that form the Greater Palm Springs Desert Area and are home to some of the finest living and the best resort real estate in the world. If you want to sell or buy homes, condos, or real estate anywhere in the Coachella Valley, this site will provide the little known information you need and the solutions you seek.
